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GoTyme Bank 1.9.0

Free Digital banking made better
4.8 
Latest version:
1.9.0 See all
Developer: No Other Developer
Collect

Digital banking made better

GoTyme Bankis a freefinanceapp created by GoTyme Bank Corporation to provide you with a betteronline bankingexperience. All you need to do is sign up for an account using aPhilippine mobile number,home address, and avalid ID.

This digital banking app offers afreevirtual Visa debit cardthat you can use for online shopping orprint a physical cardby visiting a dedicated GoTyme kiosk near you. The app also lets you earnGo rewards pointsevery time you use your debit card, which you can use at partner shops.

Grow your money and make free withdrawals

This all-digital bank allows you to enjoy a3% annual earning ratewith your savings withno minimum balance required. You can also create up tofive Go Saveaccountswhere you can set different target goals withvarying dates of a targetso you can save at your preferred pace.Smart saving toolsare also included to stay on top of your savings easily.

You can get up tothree free interbank transferswith the app every week andperpetuallyfree transfersto fellow GoTyme Bank users.Depositsandwithdrawalsare alsofreeat dedicated cashiers in Robinsons Supermarket, Robinsons Department Store, selected Robinsons Retail outlets, and Robinsons Bank ATMs, allowing you to have easy access to your cash with no worries at all times.

While the service may entice many users, it's essential to note that this isonly available to Philippine residents. Additionally, any inquiries and concerns will only be answered by dedicated customer service, butonly during banking hours. Thus, if you encounter any issues with the app's services outside banking hours, you must wait until the next banking day for it to be tended to.

Next-level banking for Philippine residents

GoTyme Bank offers various financial services that are fast, secure, and convenient, albeit only for the Philippines. Despite that caveat, it's still great for those who want to experience features not offered by traditional banks, such asinterest-earning savings with no required dailybalance,reward pointswith every debit card use, andfree interbank transfers. You can sign up for an account in as little asfive minutes.

Review summary

Pros

  • Your savings will earn interest rates of up to 3% per annum regardless of how much you save
  • Offers rewards points with every debit card use
  • Three free interbank withdrawals every week

Cons

  • Only available in the Philippines
  • Customer service is available only during certain hours

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