Loan Calculator is a simple, easy to use application that computes periodic loan payments on fully amortized loans given the amount borrowed, the interest rate, the length of the loan, and the payment frequency. Alternatively, the program will compute the loan amount, the interest rate, or the length of the loan given the other loan variables. The latter computations can be helpful in determining just how much, or under what loan conditions, you can afford to borrow. Loan Calculator can also display a complete payment schedule that shows how much of each payment goes to interest and how much goes to principal. Cumulative amounts are also displayed in the schedule along with the running loan balance. Among other things, this can be useful for tax purposes (e.g., determining how much deductible interest was paid over any particular period of time). The payment schedule as well as summary loan calculations can be printed or saved to a text file for later examination and analysis, including direct import into spreadsheet applications such as Excel.
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